:root{--font-family:'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;--gold:#F7D005;--palatinate-blue:#3446CB;--white:#FFFFFF;--french-gray:#A9ADC0;--lavender-web:#DBE0F8;--primary-color:var(--palatinate-blue);--secondary-color:#2938A5;--accent-color:var(--gold);--accent-light:var(--lavender-web);--accent-dark:#D4B004;--dark-color:#374151;--darker-color:#1f2937;--light-color:var(--lavender-web);--gray-light:var(--french-gray);--gray-medium:#9ca3af;--gray-dark:#6b7280;--text-color:#374151;--text-light:#6b7280;--shadow:0 10px 25px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -2px rgba(0, 0, 0, 0.05);--shadow-lg:0 20px 25px -5px rgba(0, 0, 0, 0.15), 0 10px 10px -5px rgba(0, 0, 0, 0.04);--shadow-blue:0 10px 25px -3px rgba(52, 70, 203, 0.2), 0 4px 6px -2px rgba(52, 70, 203, 0.1);--shadow-gold:0 10px 25px -3px rgba(247, 208, 5, 0.3), 0 4px 6px -2px rgba(247, 208, 5, 0.1);--transition:all 0.3s cubic-bezier(0.4, 0, 0.2, 1);--gradient:linear-gradient(135deg, var(--primary-color) 0%, var(--secondary-color) 100%);--gradient-blue:linear-gradient(135deg, var(--palatinate-blue) 0%, var(--accent-dark) 100%);--gradient-gold:linear-gradient(135deg, var(--gold) 0%, var(--accent-dark) 100%);--gradient-gray:linear-gradient(135deg, #f8f9fa 0%, var(--french-gray) 100%);--gradient-hero:linear-gradient(135deg, var(--gray-dark) 0%, var(--french-gray) 50%, var(--white) 100%);--calc-primary:var(--palatinate-blue);--calc-secondary:var(--lavender-web);--calc-accent:var(--secondary-color);--calc-success:#059669;--calc-card-bg:rgba(255, 255, 255, 0.98);--calc-glass-bg:rgba(255, 255, 255, 0.15);--calc-shadow:var(--shadow-blue);--calc-shadow-hover:var(--shadow-lg);--calc-border-radius:20px;--calc-border-radius-sm:12px;--calc-gradient:linear-gradient(135deg, var(--secondary-color) 0%, var(--palatinate-blue) 100%)}

/* Mobile scrolling fix for calculator */
@media (max-width: 768px) {
    .modern-calculator {
        touch-action: pan-y;
        overflow: visible;
        /* Remove all animations and transitions for mobile */
        transition: none !important;
        transform: none !important;
    }
    
    .modern-calculator * {
        touch-action: pan-y;
        /* Remove all animations and transitions for form elements */
        transition: none !important;
        transform: none !important;
        animation: none !important;
    }
    
    /* Remove hover effects on mobile */
    .modern-calculator:hover {
        transform: none !important;
        box-shadow: var(--calc-shadow) !important;
    }
    
    .service-card:hover {
        transform: none !important;
    }
    
    .service-card:hover::before {
        opacity: 0 !important;
    }
    
    /* Reduce contact section margins by 2x on mobile */
    .contact {
        padding: 2rem 0 !important;
    }
    
    .contact-container-wide {
        padding: 1rem !important;
    }
    
    .contact-info-full {
        margin: 0 !important;
        padding: 1rem !important;
    }
    
    .contact-methods-list {
        gap: 1rem !important;
    }
    
    .contact-method {
        margin-bottom: 1rem !important;
        padding: 0.75rem !important;
    }
}.modern-calculator{background:var(--calc-gradient);backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);border-radius:var(--calc-border-radius);padding:2rem;padding-top:2.625rem;box-shadow:var(--calc-shadow);border:2px solid var(--white);max-width:500px;width:100%;margin:10px auto 0 auto;transition:var(--transition);will-change:transform,box-shadow;contain:layout style paint;position:relative;overflow:hidden}.modern-calculator::before{content:'';position:absolute;top:0;left:0;right:0;bottom:0;background:var(--gradient-blue);opacity:.03;border-radius:var(--calc-border-radius);pointer-events:none}.modern-calculator:hover{transform:translateY(-3px) scale(1.01);box-shadow:var(--calc-shadow-hover)}.calc-header-text{text-align:center;margin-bottom:2rem}.calc-header-text h3{color:var(--white);font-size:1.1rem;font-weight:600;line-height:1.5;margin-bottom:1.5rem;text-shadow:0 2px 4px rgb(0 0 0 / .1);letter-spacing:-.01em}.service-cards{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin-bottom:2rem}.service-card{border-radius:var(--calc-border-radius-sm);padding:0;text-align:center;cursor:pointer;transition:var(--transition);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);will-change:transform,background,box-shadow;position:relative;overflow:hidden}.service-card[data-service="auto"]{background:var(--palatinate-blue);border:2px solid rgb(52 70 203 / .3)}.service-card[data-service="credit"]{background:var(--palatinate-blue);border:2px solid rgb(52 70 203 / .3)}.service-card::before{content:'';position:absolute;top:0;left:0;right:0;bottom:0;background:linear-gradient(135deg,rgb(255 255 255 / .1) 0%,rgb(255 255 255 / .05) 100%);opacity:0;transition:opacity 0.3s ease;pointer-events:none}.service-card:hover::before{opacity:1}.service-card .service-icon{font-size:2rem;margin-bottom:.5rem;transition:var(--transition);color:var(--gold)}.service-card h4{font-size:1rem;font-weight:600;margin:0;transition:var(--transition);color:var(--gold)}.service-card.active{background:var(--gold);border:2px solid rgb(255 215 0 / .3)}.service-card.active .service-icon,.service-card.active h4{color:var(--palatinate-blue)}.calc-input-form{margin-top:1.5rem}.input-field{margin-bottom:1rem}.input-field input,.input-field textarea{width:100%;padding:1.75rem 1rem;border:2px solid rgb(219 224 248 / .3);border-radius:var(--calc-border-radius-sm);background:rgb(255 255 255 / .95);font-size:1rem;font-family:var(--font-family);font-weight:500;color:var(--text-color);transition:var(--transition);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);will-change:border-color,box-shadow,background;resize:none}.input-field input:focus,.input-field textarea:focus{outline:none;border-color:var(--calc-primary);box-shadow:0 0 0 4px rgb(52 70 203 / .1),0 4px 12px rgb(52 70 203 / .15);background:var(--white);transform:translateY(-1px)}.input-field input::placeholder,.input-field textarea::placeholder{color:var(--gray-medium)}.calc-description{margin-bottom:1.5rem}.calc-description p{color:var(--white);font-size:.9rem;line-height:1.5;text-align:center}.contact-buttons{display:flex;justify-content:center;gap:1rem;margin-bottom:1rem}.contact-btn{width:72px;height:72px;border-radius:var(--calc-border-radius-sm);display:flex;align-items:center;justify-content:center;text-decoration:none;color:var(--white);font-size:1.6rem;transition:var(--transition);box-shadow:0 4px 12px rgb(0 0 0 / .15);will-change:transform,box-shadow;position:relative;overflow:hidden}.contact-btn::before{content:'';position:absolute;top:0;left:0;right:0;bottom:0;background:linear-gradient(135deg,rgb(255 255 255 / .2) 0%,rgb(255 255 255 / .1) 100%);opacity:0;transition:opacity 0.3s ease}.contact-btn:hover::before{opacity:1}.contact-btn.whatsapp{background:linear-gradient(135deg,var(--calc-success) 0%,#047857 100%)}.contact-btn.whatsapp:hover{transform:translateY(-3px) scale(1.05);box-shadow:0 8px 25px rgb(5 150 105 / .4)}.contact-btn.email{background:var(--gradient-blue)}.contact-btn.email:hover{transform:translateY(-3px) scale(1.05);box-shadow:var(--shadow-blue)}.contact-btn.phone{background:var(--gradient-gold)}.contact-btn.phone:hover{transform:translateY(-3px) scale(1.05);box-shadow:var(--shadow-gold)}.calc-footer-text{text-align:center}.calc-footer-text p{color:var(--white);font-size:.85rem;opacity:.9}.modern-calculator,.service-card,.contact-btn,.input-field input{transform:translateZ(0);-webkit-transform:translateZ(0)}img{max-width:100%;height:auto}@media (prefers-reduced-motion:no-preference){*{scroll-behavior:smooth}}@media (prefers-reduced-motion:reduce){*,*::before,*::after{animation-duration:0.01ms!important;animation-iteration-count:1!important;transition-duration:0.01ms!important;scroll-behavior:auto!important}}@media (min-width:1200px){.modern-calculator{max-width:550px;padding:2.5rem}.calc-header-text h3{font-size:1.2rem}.service-card{padding:0}.service-icon{font-size:2.2rem}.contact-btn{width:76px;height:76px;font-size:1.7rem}}@media (max-width:1199px) and (min-width:992px){.modern-calculator{max-width:480px;padding:2rem;margin:10px auto 0 auto}.calc-header-text h3{font-size:1.1rem}}@media (max-width:991px) and (min-width:769px){.modern-calculator{max-width:450px;padding:1.75rem;margin:10px auto 0 auto}.calc-header-text h3{font-size:1.05rem}.service-card{padding:0}.service-icon{font-size:1.8rem}.contact-btn{width:68px;height:68px;font-size:1.5rem}}@media (max-width:768px) and (min-width:481px){.modern-calculator{padding:1.5rem;margin:10px auto 0 auto;border-radius:16px;max-width:calc(100% - 2rem);width:100%;box-sizing:border-box}.calc-header-text h3{font-size:1rem;margin-bottom:1.25rem}.service-cards{gap:.75rem;margin-bottom:1.5rem}.service-card{padding:0;border-radius:10px}.service-icon{font-size:1.5rem}.service-card h4{font-size:.9rem}.contact-buttons{gap:.75rem}.contact-btn{width:64px;height:64px;font-size:1.4rem;border-radius:10px}.input-field input{padding:1rem;font-size:.95rem}}@media (max-width:480px){.modern-calculator{padding:1.25rem;margin:10px auto 0 auto;border-radius:14px;max-width:calc(100% - 1.5rem);width:100%;box-sizing:border-box}.calc-header-text h3{font-size:.95rem;margin-bottom:1rem;line-height:1.4}.service-cards{gap:.5rem;margin-bottom:1.25rem}.service-card{padding:0;border-radius:8px}.service-icon{font-size:1.3rem;margin-bottom:.25rem}.service-card h4{font-size:.85rem}.contact-buttons{gap:.5rem}.contact-btn{width:60px;height:60px;font-size:1.3rem;border-radius:8px}.input-field input{padding:.9rem;font-size:.9rem;border-radius:8px}.calc-description p{font-size:.85rem}.calc-footer-text p{font-size:.8rem}}@media (max-width:360px){.modern-calculator{padding:1rem;margin:10px auto 0 auto;border-radius:12px;max-width:calc(100% - 1rem);width:100%;box-sizing:border-box}.calc-header-text h3{font-size:.9rem;margin-bottom:.75rem}.service-card{padding:0}.service-icon{font-size:1.2rem}.service-card h4{font-size:.8rem}.contact-btn{width:56px;height:56px;font-size:1.2rem}.input-field input{padding:.8rem;font-size:.85rem}}*{margin:0;padding:0;box-sizing:border-box}html{overflow-x:hidden;width:100%;max-width:100vw}html{scroll-behavior:smooth}body{font-family:var(--font-family);font-display:swap;line-height:1.6;color:var(--text-color);background:var(--white);overflow-x:hidden;font-size:16px;-webkit-text-size-adjust:100%;-ms-text-size-adjust:100%;width:100%;max-width:100vw}.container{width:100%;max-width:1200px;margin:0 auto;padding:0 20px;overflow-x:hidden}.btn{display:inline-block;background:var(--gradient);color:#fff;padding:10px 25px;border:none;border-radius:5px;cursor:pointer;text-decoration:none;font-weight:600;transition:var(--transition);box-shadow:var(--shadow-blue)}.btn:hover{background:var(--secondary-color);box-shadow:0 6px 20px rgb(52 70 203 / .4)}.btn-large{padding:15px 35px;font-size:1.1rem}.navbar{position:fixed;top:0;left:0;width:100%;padding:20px 0;z-index:1000;transition:var(--transition)}.navbar.scrolled{background:rgb(255 255 255 / .95);box-shadow:var(--shadow-lg);padding:15px 0;border-bottom:2px solid var(--palatinate-blue)}.navbar .container{display:flex;justify-content:space-between;align-items:center}.logo{font-size:1.8rem;font-weight:700;color:var(--white);text-decoration:none;text-shadow:2px 2px 4px rgb(0 0 0 / .3);display:flex;align-items:center}.logo a{display:flex;align-items:center;text-decoration:none}.logo-img{height:40px;width:auto;max-width:200px;object-fit:contain;transition:var(--transition)}.navbar.scrolled .logo{text-shadow:none}.nav-links{display:flex;list-style:none;align-items:center}.nav-links li{margin-left:30px}.nav-links a{color:var(--white);text-decoration:none;font-weight:500;transition:var(--transition)}.navbar.scrolled .nav-links a{color:var(--dark-color)}.navbar.scrolled .nav-links .btn{color:var(--white)}.nav-links a:hover{color:var(--lavender-web);text-shadow:0 0 8px rgb(219 224 248 / .5)}.navbar.scrolled .nav-links a:hover{color:var(--primary-color);text-shadow:none}.hamburger{display:none;flex-direction:column;cursor:pointer}.hamburger span{width:25px;height:3px;background:var(--white);margin:3px 0;transition:var(--transition)}.navbar.scrolled .hamburger span{background:var(--dark-color)}@media (max-width:768px){.logo-img{height:32px;max-width:150px}.navbar{padding:15px 0}.navbar.scrolled{padding:12px 0}}@media (max-width:480px){.logo-img{height:28px;max-width:120px}.navbar{padding:12px 0}.navbar.scrolled{padding:10px 0}}.hero{min-height:100vh;background:linear-gradient(rgb(52 70 203 / .6),rgb(65 105 225 / .6)),url(../images/auto.webp);background-size:cover;background-position:center;background-attachment:scroll;position:relative;display:flex;align-items:center;color:var(--white);padding:120px 0 80px;overflow:hidden;will-change:auto}.hero::before{content:'';position:absolute;top:0;left:0;right:0;bottom:0;background:radial-gradient(circle at 20% 50%,rgb(52 70 203 / .2) 0%,transparent 50%),radial-gradient(circle at 80% 20%,rgb(219 224 248 / .2) 0%,transparent 50%),radial-gradient(circle at 40% 80%,rgb(52 70 203 / .15) 0%,transparent 50%);opacity:.8}.hero-overlay{position:absolute;top:0;left:0;width:100%;height:100%;background:rgb(0 0 0 / .1)}.hero-layout{position:relative;z-index:1;display:grid;grid-template-columns:1fr 400px;gap:60px;align-items:center;min-height:70vh}.hero-content{text-align:left}.hero h1{font-size:3.5rem;font-weight:800;margin-bottom:24px;line-height:1.1;letter-spacing:-.02em}.hero h1 .highlight{color:var(--gold);position:relative;text-shadow:2px 2px 4px rgb(0 0 0 / .3)}.hero h1 .highlight::after{content:'';position:absolute;bottom:0;left:0;width:100%;height:4px;background:var(--gradient-gold);border-radius:2px;box-shadow:0 2px 8px rgb(247 208 5 / .4)}.hero-subtitle{font-size:1.25rem;font-weight:400;margin-bottom:32px;color:rgb(255 255 255 / .9);line-height:1.6}.hero-features{display:flex;gap:32px;margin-bottom:40px}.feature-item{display:flex;align-items:center;gap:8px;font-weight:500;font-size:.95rem}.feature-item i{color:var(--gold);font-size:1.1rem;text-shadow:1px 1px 2px rgb(0 0 0 / .3)}.btn-hero{padding:16px 32px;font-size:1.1rem;font-weight:600;background:var(--gradient-gold);color:var(--darker-color);border-radius:8px;box-shadow:var(--shadow-gold);transition:var(--transition);border:2px solid var(--gold)}.btn-hero:hover{background:var(--gold);box-shadow:0 8px 25px 0 rgb(247 208 5 / .5);color:var(--darker-color)}.about{padding:100px 0;background:var(--gradient-gray)}.about-header{text-align:center;margin-bottom:80px}.about-header h2{font-size:2.8rem;font-weight:700;margin-bottom:24px;color:var(--text-color)}.about-subtitle{font-size:1.2rem;color:var(--text-light);max-width:800px;margin:0 auto;line-height:1.6}.highlight-text{background:var(--gradient);-webkit-background-clip:text;-webkit-text-fill-color:#fff0;background-clip:text;font-weight:600}.about-content{display:flex;flex-direction:column;gap:80px}.info-section{position:relative}.section-icon{display:flex;justify-content:center;margin-bottom:32px}.section-icon i{font-size:3rem;background:var(--gradient-gold);-webkit-background-clip:text;-webkit-text-fill-color:#fff0;background-clip:text}.info-section h3{text-align:center;font-size:2.2rem;font-weight:700;margin-bottom:40px;color:var(--text-color)}.info-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:40px;margin-top:40px}.info-item{display:flex;align-items:flex-start;gap:20px;padding:30px;background:linear-gradient(135deg,var(--white) 0%,#f8f9fa 100%);border-radius:15px;box-shadow:var(--shadow);transition:var(--transition);border:2px solid #fff0}.info-item:hover{transform:translateY(-5px);box-shadow:var(--shadow-lg);border-color:var(--gold)}.info-item i{font-size:1.8rem;color:var(--primary-color);margin-top:4px;flex-shrink:0}.info-item p{font-size:1.1rem;line-height:1.6;color:var(--text-color);margin:0}@media (max-width:768px){.info-grid{grid-template-columns:1fr;gap:25px;margin-top:30px}.info-item{flex-direction:column;text-align:center;align-items:center;padding:25px 20px;gap:15px}.info-item i{font-size:2.2rem;margin-top:0;margin-bottom:5px}.info-item p{font-size:1rem;text-align:center}}@media (max-width:480px){.info-grid{gap:20px;margin-top:25px}.info-item{padding:20px 15px;gap:12px}.info-item i{font-size:2rem}.info-item p{font-size:.95rem}}.process-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:30px;margin-top:40px}@media (max-width:992px){.process-steps{display:flex;overflow-x:auto;scroll-snap-type:x mandatory;gap:20px;padding:10px 0 20px 0;margin-left:-20px;margin-right:-20px;padding-left:20px;padding-right:20px;-webkit-overflow-scrolling:touch;scrollbar-width:thin;scrollbar-color:var(--primary-color) #fff0}.process-steps::-webkit-scrollbar{height:6px}.process-steps::-webkit-scrollbar-track{background:rgb(169 173 192 / .2);border-radius:3px}.process-steps::-webkit-scrollbar-thumb{background:var(--primary-color);border-radius:3px}.process-steps::-webkit-scrollbar-thumb:hover{background:var(--secondary-color)}.step-item{flex:0 0 280px;scroll-snap-align:start;min-height:200px}}@media (max-width:768px){.process-steps{gap:15px;margin-left:-15px;margin-right:-15px;padding-left:15px;padding-right:15px}.step-item{flex:0 0 260px;padding:25px 20px}}@media (max-width:480px){.process-steps{gap:12px;margin-left:-10px;margin-right:-10px;padding-left:10px;padding-right:10px}.step-item{flex:0 0 240px;padding:20px 15px;min-height:180px}.step-content h4{font-size:1.2rem}.step-content p{font-size:.9rem}}.step-item{display:flex;gap:20px;padding:30px;background:var(--white);border-radius:15px;box-shadow:var(--shadow);transition:var(--transition);border:2px solid var(--gray-light)}.step-item:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg);border-color:var(--primary-color)}.step-number{width:50px;height:50px;background:var(--gradient);color:var(--white);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:1.5rem;font-weight:700;flex-shrink:0;box-shadow:var(--shadow-blue)}.step-content{flex:1}.step-content i{font-size:1.5rem;color:var(--gold);margin-bottom:12px;display:block}.step-content h4{font-size:1.3rem;font-weight:600;margin-bottom:8px;color:var(--text-color)}.step-content p{color:var(--text-light);line-height:1.5;margin:0}.cta-section{text-align:center;background:linear-gradient(135deg,var(--white) 0%,#f8f9fa 100%);padding:60px;border-radius:20px;box-shadow:var(--shadow-lg);border:2px solid var(--gray-light)}.cta-section h3{margin-bottom:24px}.cta-section p{font-size:1.2rem;color:var(--text-color);margin-bottom:32px;max-width:600px;margin-left:auto;margin-right:auto;line-height:1.6}.how-to-apply{padding:100px 0;background:linear-gradient(135deg,var(--white) 0%,var(--lavender-web) 100%)}.section-header{text-align:center;margin-bottom:80px}.section-header h2{font-size:2.8rem;font-weight:700;margin-bottom:24px;background:var(--gradient);-webkit-background-clip:text;-webkit-text-fill-color:#fff0;background-clip:text}.section-subtitle{font-size:1.2rem;color:var(--text-light);max-width:600px;margin:0 auto;line-height:1.6}.application-steps{display:grid;grid-template-columns:repeat(2,1fr);grid-template-rows:repeat(2,1fr);gap:30px;max-width:900px;margin:0 auto}.step-card{background:var(--white);border-radius:20px;padding:40px 30px;box-shadow:var(--shadow-lg);border:2px solid #fff0;transition:var(--transition);position:relative;overflow:hidden;z-index:0;isolation:isolate}.step-card::before{content:'';position:absolute;top:0;left:0;right:0;height:4px;background:var(--gradient);transform:scaleX(0);transition:var(--transition)}.step-card:hover{transform:translateY(-8px);box-shadow:0 25px 50px -12px rgb(52 70 203 / .25);border-color:var(--palatinate-blue);z-index:2}.step-card:hover::before{transform:scaleX(1)}.step-icon{width:70px;height:70px;background:var(--gradient);border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 20px;box-shadow:var(--shadow-blue)}.step-icon i{font-size:2rem;color:var(--white)}.step-number{position:absolute;top:20px;right:20px;width:40px;height:40px;background:var(--gradient-gold);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:1.2rem;font-weight:700;color:var(--darker-color);box-shadow:var(--shadow-gold);z-index:1}.step-card h3{font-size:1.5rem;font-weight:600;margin-bottom:20px;text-align:center;color:var(--text-color)}.step-details{list-style:none;padding:0;margin:0 0 20px 0}.step-details li{padding:8px 0;color:var(--text-color);font-size:1rem;line-height:1.5;position:relative;padding-left:25px}.step-details li::before{content:'✓';position:absolute;left:0;top:8px;color:var(--palatinate-blue);font-weight:700;font-size:1.1rem}.step-details strong{color:var(--primary-color);font-weight:600}.step-warning,.step-note{background:rgb(255 193 7 / .1);border:1px solid rgb(255 193 7 / .3);border-radius:10px;padding:15px;margin-top:20px;display:flex;align-items:flex-start;gap:10px}.step-note{background:rgb(52 70 203 / .1);border-color:rgb(52 70 203 / .3)}.step-warning i{color:#ff9800;font-size:1.1rem;margin-top:2px;flex-shrink:0}.step-note i{color:var(--palatinate-blue);font-size:1.1rem;margin-top:2px;flex-shrink:0}.step-warning span,.step-note span{font-size:.9rem;color:var(--text-color);line-height:1.4}.bank-details{background:var(--gradient-gray);border-radius:12px;padding:20px;margin-top:20px;border:2px solid var(--french-gray)}.bank-info{text-align:center}.bank-info strong{display:block;color:var(--text-color);font-size:1.1rem;margin-bottom:8px}.iban{font-family:'Courier New','Monaco','Menlo',monospace;font-size:1.2rem;font-weight:700;color:var(--palatinate-blue);background:var(--white);padding:12px 16px;border-radius:8px;border:2px solid var(--palatinate-blue);letter-spacing:1px;word-break:break-all}.step-cta{text-align:center;margin-top:25px}.btn-step{background:var(--gradient-gold);color:var(--darker-color);padding:12px 24px;border-radius:25px;font-weight:600;border:2px solid var(--gold);transition:var(--transition);box-shadow:var(--shadow-gold)}.btn-step:hover{background:var(--gold);box-shadow:0 8px 25px rgb(247 208 5 / .4);color:var(--darker-color)}.services{padding:100px 0;background:var(--gradient-gray)}.services h2{text-align:center;font-size:2.5rem;margin-bottom:60px;background:var(--gradient);-webkit-background-clip:text;-webkit-text-fill-color:#fff0;background-clip:text;font-weight:700}.services-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:40px}.service-card{background:var(--white);padding:20px 15px;border-radius:15px;text-align:center;box-shadow:var(--shadow);transition:var(--transition);border:2px solid #fff0}.service-card:hover{transform:translateY(-8px);box-shadow:var(--shadow-lg);border-color:var(--palatinate-blue)}.service-card h3{font-size:1.5rem;font-weight:600;margin-bottom:16px;color:var(--text-color)}.service-card p{color:var(--text-light);line-height:1.6;margin:0}.scroll-arrow{position:absolute;bottom:30px;left:50%;transform:translateX(-50%);z-index:2;animation:bounce 2s infinite;cursor:pointer}.scroll-arrow i{font-size:2rem;color:var(--white);text-shadow:0 2px 4px rgb(0 0 0 / .3);transition:var(--transition)}.scroll-arrow:hover i{color:var(--gold);transform:scale(1.2)}@keyframes bounce{0%,20%,50%,80%,100%{transform:translateX(-50%) translateY(0)}40%{transform:translateX(-50%) translateY(-10px)}60%{transform:translateX(-50%) translateY(-10px)}}.scroll-to-top{position:fixed;bottom:30px;right:30px;width:50px;height:50px;background:var(--gradient);color:var(--white);border:none;border-radius:50%;cursor:pointer;font-size:1.2rem;box-shadow:var(--shadow-lg);transition:var(--transition);z-index:1000;opacity:0;visibility:hidden;transform:translateY(20px)}.scroll-to-top.visible{opacity:1;visibility:visible;transform:translateY(0)}.scroll-to-top:hover{background:var(--secondary-color);box-shadow:0 8px 25px rgb(52 70 203 / .4);color:var(--darker-color)}.contact{padding:120px 0;background:var(--gradient-gray)}.contact h2{text-align:center;font-size:2.5rem;margin-bottom:60px;background:var(--gradient);-webkit-background-clip:text;-webkit-text-fill-color:#fff0;background-clip:text;font-weight:700}.contact-container-wide{display:flex;justify-content:center;align-items:center;max-width:1400px;margin:0 auto;padding:0 20px}.contact-container{display:flex;justify-content:center;align-items:center;max-width:1000px;margin:0 auto}.contact-info p{margin-bottom:30px;color:var(--text-color)}.contact-method{display:flex;align-items:center;margin-bottom:20px}.contact-method i{width:40px;height:40px;border-radius:50%;display:flex;align-items:center;justify-content:center;margin-right:15px;color:var(--white);box-shadow:var(--shadow-blue)}.form-group{margin-bottom:20px}.form-group input,.form-group textarea{width:100%;padding:12px 15px;border:2px solid var(--gray-light);border-radius:8px;font-size:1rem;transition:var(--transition);background:var(--white)}.form-group input:focus,.form-group textarea:focus{outline:none;border-color:var(--primary-color);box-shadow:0 0 0 3px rgb(52 70 203 / .2)}.form-group textarea{resize:vertical;min-height:120px}@media (max-width:992px){.application-steps{grid-template-columns:repeat(2,1fr);gap:25px;max-width:700px}.step-card{padding:30px 20px}.section-header h2{font-size:2.4rem}}@media (max-width:768px){.application-steps{grid-template-columns:1fr;grid-template-rows:auto;gap:20px}.step-card{padding:25px 20px}.step-icon{width:60px;height:60px}.step-icon i{font-size:1.6rem}.step-number{width:35px;height:35px;font-size:1rem}.section-header h2{font-size:2rem}.iban{font-size:1rem;padding:10px 12px}}@media (max-width:480px){.step-card{padding:20px 15px}.step-details li{font-size:.9rem}.section-header h2{font-size:1.8rem}.section-subtitle{font-size:1rem}.scroll-arrow{bottom:20px}.scroll-arrow i{font-size:1.5rem}}@media (max-width:1024px){.hero-layout{grid-template-columns:1fr 350px;gap:40px}.hero h1{font-size:3rem}}@media (max-width:992px){.hero-layout{grid-template-columns:1fr;gap:40px;text-align:center;justify-items:center}.hero-content{text-align:center}.modern-calculator{justify-self:center}.hero h1{font-size:2.8rem}.hero-features{justify-content:center}.logo-img{height:35px;max-width:180px}}@media (max-width:768px){.container{padding:0 15px;max-width:100%;overflow-x:hidden}body{max-width:100vw;overflow-x:hidden}h1{font-size:2.2rem;line-height:1.2}h2{font-size:1.8rem;line-height:1.3;margin-bottom:1rem}h3{font-size:1.4rem;line-height:1.3}h4{font-size:1.2rem}p{font-size:1rem;line-height:1.5}.payment-label{font-size:.8rem;min-width:110px;white-space:nowrap}.payment-amount{font-size:1.25rem}.value-amount{font-size:2.8rem}.title-main{font-size:1.1rem}.title-sub{font-size:.9rem}.slider-container{padding:15px 0;margin-top:15px}input[type="range"]{height:10px}input[type="range"]::-webkit-slider-thumb{width:32px;height:32px;border:4px solid var(--gold)}input[type="range"]::-moz-range-thumb{width:32px;height:32px;border:4px solid var(--gold)}.slider-min,.slider-max{font-size:.9rem;min-width:60px}.nav-links{position:fixed;top:80px;left:-100%;width:100%;height:calc(100vh - 80px);background:var(--white);flex-direction:column;align-items:center;justify-content:flex-start;padding-top:60px;transition:left 0.3s ease;z-index:999;box-shadow:0 4px 20px rgb(0 0 0 / .1)}.nav-links.active{left:0}.hamburger{z-index:1000}.hamburger.active span:nth-child(1){transform:rotate(45deg) translate(5px,5px)}.hamburger.active span:nth-child(2){opacity:0}.hamburger.active span:nth-child(3){transform:rotate(-45deg) translate(7px,-6px)}.nav-links li{margin:12px 0;opacity:0;transform:translateY(20px);transition:all 0.3s ease}.nav-links.active li{opacity:1;transform:translateY(0)}.nav-links.active li:nth-child(1){transition-delay:0.1s}.nav-links.active li:nth-child(2){transition-delay:0.2s}.nav-links.active li:nth-child(3){transition-delay:0.3s}.nav-links.active li:nth-child(4){transition-delay:0.4s}.nav-links.active li:nth-child(5){transition-delay:0.5s}.nav-links a{color:var(--dark-color);font-size:1.3rem;font-weight:500;padding:10px 20px;border-radius:8px;transition:all 0.3s ease}.nav-links .btn{color:var(--white);background:var(--gradient);border:none}.nav-links a:hover{background:var(--primary-color);color:var(--white);transform:translateY(-2px)}.hamburger{display:flex}.hero{padding:120px 0 80px;min-height:70vh}.hero h1{font-size:2.4rem;line-height:1.2;margin-bottom:1rem}.hero p{font-size:1.1rem;margin-bottom:2rem;line-height:1.5}.btn{padding:12px 24px;font-size:.95rem}.btn-hero{padding:14px 28px;font-size:1rem}.hero-features{flex-direction:column;gap:16px;align-items:center}.contact-container,.contact-container-wide{grid-template-columns:1fr;padding:0 15px}.services-grid{grid-template-columns:1fr}.contact-methods-list{flex-direction:column}.contact-methods-list .contact-method{min-width:unset;max-width:unset}}.application-form{padding:120px 0;background:linear-gradient(135deg,#f8fafc 0%,#e2e8f0 100%);position:relative;overflow:hidden}.application-form::before{content:'';position:absolute;top:-50%;left:-50%;width:200%;height:200%;background:radial-gradient(circle at 25% 25%,rgb(52 70 203 / .08) 0%,transparent 50%),radial-gradient(circle at 75% 75%,rgb(247 208 5 / .06) 0%,transparent 50%),radial-gradient(circle at 50% 50%,rgb(52 70 203 / .03) 0%,transparent 70%);animation:float 20s ease-in-out infinite;pointer-events:none}@keyframes float{0%,100%{transform:translate(0,0) rotate(0deg)}33%{transform:translate(-20px,-20px) rotate(1deg)}66%{transform:translate(20px,-10px) rotate(-1deg)}}.form-header{text-align:center;margin-bottom:80px;position:relative;z-index:2}.form-header h2{font-size:3.2rem;font-weight:800;margin-bottom:24px;background:linear-gradient(135deg,var(--primary-color) 0%,var(--gold) 50%,var(--secondary-color) 100%);-webkit-background-clip:text;-webkit-text-fill-color:#fff0;background-clip:text;letter-spacing:-.02em;line-height:1.1}.form-header p{font-size:1.3rem;color:var(--text-light);max-width:650px;margin:0 auto;line-height:1.7;font-weight:400}.form-container{max-width:1000px;margin:0 auto;position:relative;z-index:2}.modern-form{background:rgb(255 255 255 / .95);backdrop-filter:blur(20px);border-radius:32px;padding:0;box-shadow:0 32px 64px -12px rgb(0 0 0 / .12),0 0 0 1px rgb(255 255 255 / .8),inset 0 1px 0 rgb(255 255 255 / .9);border:1px solid rgb(255 255 255 / .2);transition:all 0.4s cubic-bezier(.4,0,.2,1);overflow:hidden}.modern-form:hover{box-shadow:0 40px 80px -12px rgb(0 0 0 / .18),0 0 0 1px rgb(52 70 203 / .1),inset 0 1px 0 rgb(255 255 255 / .9);transform:translateY(-4px)}.form-content{padding:30px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;margin-bottom:0}.form-section{position:relative}.form-section::before{content:'';position:absolute;top:-20px;left:-20px;right:-20px;bottom:-20px;background:linear-gradient(135deg,rgb(52 70 203 / .02) 0%,rgb(247 208 5 / .01) 100%);border-radius:24px;opacity:0;transition:opacity 0.3s ease;z-index:-1}.form-section:hover::before{opacity:1}.form-section h3{font-size:1.75rem;font-weight:700;margin-bottom:12px;color:var(--text-color);position:relative;display:flex;align-items:center;gap:12px}.form-section h3::before{content:'';width:6px;height:6px;background:var(--gradient);border-radius:50%;box-shadow:0 0 12px rgb(52 70 203 / .4)}.section-subtitle{font-size:1rem;color:var(--text-light);margin-bottom:32px;font-weight:400;line-height:1.5}.form-group{margin-bottom:32px;position:relative}.form-group label{display:block;font-weight:600;margin-bottom:10px;color:var(--text-color);font-size:1.05rem;transition:color 0.3s ease}.input-wrapper{position:relative;display:flex;align-items:center}.input-icon{position:absolute;left:18px;color:var(--text-light);font-size:1.1rem;z-index:1;transition:color 0.3s ease}.form-group input{width:100%;padding:18px 20px 18px 50px;border:2px solid rgb(226 232 240 / .8);border-radius:16px;font-size:1.05rem;transition:all 0.3s cubic-bezier(.4,0,.2,1);background:rgb(255 255 255 / .8);font-family:var(--font-family);font-weight:500;backdrop-filter:blur(10px)}.form-group input:focus{outline:none;border-color:var(--primary-color);box-shadow:0 0 0 4px rgb(52 70 203 / .08),0 8px 24px -4px rgb(52 70 203 / .12);transform:translateY(-2px);background:rgb(255 255 255 / .95)}.form-group input:focus+.input-icon{color:var(--primary-color)}.form-group input:valid{border-color:#10b981;background:rgb(16 185 129 / .02)}.form-group input:invalid:not(:placeholder-shown){border-color:#ef4444;background:rgb(239 68 68 / .02)}.form-hint{display:block;font-size:.9rem;color:var(--text-light);margin-top:8px;font-weight:400;line-height:1.4}.form-footer{background:linear-gradient(135deg,rgb(248 250 252 / .8) 0%,rgb(241 245 249 / .8) 100%);padding:40px 60px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:24px;backdrop-filter:blur(10px)}.checkbox-group{display:flex;align-items:center;gap:16px;cursor:pointer}.checkbox-wrapper{position:relative;display:flex;align-items:center}.checkbox-group input[type="checkbox"]{width:24px;height:24px;border:2px solid rgb(148 163 184 / .6);border-radius:8px;cursor:pointer;position:relative;appearance:none;-webkit-appearance:none;background:rgb(255 255 255 / .9);transition:all 0.3s cubic-bezier(.4,0,.2,1);backdrop-filter:blur(10px)}.checkbox-group input[type="checkbox"]:checked{background:var(--primary-color);border-color:var(--primary-color);box-shadow:0 4px 12px rgb(52 70 203 / .3)}.checkbox-group input[type="checkbox"]:checked::after{content:'✓';position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);color:var(--white);font-size:16px;font-weight:700}.checkbox-label{font-size:1rem;color:var(--text-color);cursor:pointer;line-height:1.5;font-weight:500}.privacy-link{color:var(--primary-color);text-decoration:none;font-weight:600;position:relative}.privacy-link::after{content:'';position:absolute;bottom:-2px;left:0;width:0;height:2px;background:var(--primary-color);transition:width 0.3s ease}.privacy-link:hover::after{width:100%}.btn-form{padding:20px 40px;font-size:1.15rem;font-weight:700;background:var(--gradient);color:var(--white);border:none;border-radius:16px;cursor:pointer;transition:all 0.3s cubic-bezier(.4,0,.2,1);box-shadow:0 8px 24px rgb(52 70 203 / .25),0 0 0 1px rgb(255 255 255 / .1);display:flex;align-items:center;gap:12px;min-width:220px;justify-content:center;position:relative;overflow:hidden}.btn-form::before{content:'';position:absolute;top:0;left:-100%;width:100%;height:100%;background:linear-gradient(90deg,transparent,rgb(255 255 255 / .2),transparent);transition:left 0.5s ease}.btn-form:hover::before{left:100%}.btn-form:hover{background:var(--secondary-color);box-shadow:0 12px 32px rgb(52 70 203 / .35),0 0 0 1px rgb(255 255 255 / .2)}.btn-form:active{box-shadow:0 6px 16px rgb(52 70 203 / .25),0 0 0 1px rgb(255 255 255 / .2)}.btn-form i{font-size:1.1rem}@media (max-width:1024px){.form-content{padding:25px 20px}.form-footer{padding:35px 40px}}@media (max-width:768px){.application-form{padding:80px 0}.form-header h2{font-size:2.5rem}.form-grid{grid-template-columns:1fr;gap:40px}.form-content{padding:20px 15px}.form-footer{padding:30px;flex-direction:column;align-items:stretch;text-align:center}.btn-form{width:100%}.checkbox-group{justify-content:center}.modern-form{border-radius:24px;margin:0 20px}}@media (max-width:480px){.application-form{padding:60px 0}.form-header{margin-bottom:50px}.form-header h2{font-size:2rem}.form-header p{font-size:1.1rem}.form-content{padding:15px 10px}.form-footer{padding:25px 20px}.modern-form{border-radius:20px;margin:0 15px}.form-group input{padding:16px 18px 16px 45px;font-size:16px}.input-icon{left:15px;font-size:1rem}.checkbox-label{font-size:.95rem}.btn-form{padding:18px 32px;font-size:1.05rem}}.contact-info-full{text-align:center;max-width:1200px;margin:0 auto;padding:60px 40px;background:var(--white);border-radius:20px;box-shadow:var(--shadow);border:1px solid rgb(219 224 248 / .3);will-change:transform;contain:layout style paint}.contact-info-full h3{font-size:2.2rem;font-weight:600;margin-bottom:20px;color:var(--text-color)}.contact-info-full p{font-size:1.1rem;color:var(--text-light);margin:0 auto 40px auto;max-width:600px;line-height:1.5}.contact-methods-list{display:flex;justify-content:center;align-items:stretch;gap:30px;margin-top:40px;flex-wrap:wrap;contain:layout}.contact-methods-list .contact-method{flex:1;min-width:260px;max-width:320px;background:var(--white);border-radius:15px;padding:35px 25px;box-shadow:var(--shadow);border:2px solid rgb(219 224 248 / .2);transition:var(--transition);text-align:center;will-change:transform;contain:layout style paint}.contact-methods-list .contact-method:hover{transform:translateY(-5px);box-shadow:var(--shadow-lg);border-color:var(--primary-color)}.contact-methods-list .method-icon{width:70px;height:70px;border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 20px auto;transition:var(--transition);will-change:transform;background:var(--primary-color);box-shadow:var(--shadow-md)}.contact-method:nth-child(1) .method-icon{background:#25D366}.contact-method:nth-child(2) .method-icon{background:var(--primary-color)}.contact-method:nth-child(3) .method-icon{background:var(--gold)}.contact-methods-list .contact-method:hover .method-icon{transform:scale(1.05);box-shadow:var(--shadow-lg)}.contact-methods-list .method-icon i{font-size:2rem;color:var(--white)}.method-info h4{font-size:1.3rem;font-weight:600;margin-bottom:10px;color:var(--text-color)}.method-info p{font-size:1.1rem;color:var(--text-light);margin-bottom:20px;font-weight:500}.contact-link{display:inline-block;padding:12px 25px;border-radius:25px;text-decoration:none;font-weight:500;transition:var(--transition);font-size:.95rem;will-change:transform}.contact-method:has(.fa-whatsapp) .contact-link{background:linear-gradient(135deg,#25d366 0%,#128c7e 100%);color:var(--white);box-shadow:0 6px 20px rgb(37 211 102 / .3)}.contact-method:has(.fa-whatsapp) .contact-link:hover{background:#128c7e;transform:translateY(-1px)}.contact-method:has(.fa-phone) .contact-link{background:var(--primary-color);color:var(--white);box-shadow:var(--shadow-blue)}.contact-method:has(.fa-phone) .contact-link:hover{background:var(--secondary-color);transform:translateY(-1px)}.contact-method:has(.fa-envelope) .contact-link{background:var(--gold);color:var(--darker-color);box-shadow:var(--shadow-gold)}.contact-method:has(.fa-envelope) .contact-link:hover{background:var(--accent-dark);transform:translateY(-1px)}@media (max-width:480px){.container{padding:0 15px;max-width:100%;overflow-x:hidden}body{font-size:18px;max-width:100vw;overflow-x:hidden}h1{font-size:1.9rem;line-height:1.2}h2{font-size:1.5rem;line-height:1.3;margin-bottom:.8rem}h3{font-size:1.2rem;line-height:1.3}h4{font-size:1.1rem}p{font-size:1rem;line-height:1.5;margin-bottom:1rem}.contact-info-full{padding:30px 15px;margin:0 10px}.payment-row{gap:5px}.payment-label{font-size:.7rem;min-width:100px;flex:0 0 auto;white-space:nowrap}.payment-amount{font-size:1.1rem;flex:1;text-align:right}.hero h1{font-size:1.8rem;line-height:1.2;margin-bottom:.8rem}.hero p{font-size:1rem;margin-bottom:1.5rem;line-height:1.5}.hero-subtitle{font-size:1rem}.btn{padding:10px 20px;font-size:.9rem}.btn-hero{padding:12px 24px;font-size:.95rem}.section{padding:40px 0}.section-title{margin-bottom:1.5rem}.slider-container{padding:20px 0;margin-top:20px}input[type="range"]{height:12px}input[type="range"]::-webkit-slider-thumb{width:36px;height:36px;border:4px solid var(--gold)}input[type="range"]::-moz-range-thumb{width:36px;height:36px;border:4px solid var(--gold)}.slider-min,.slider-max{font-size:.95rem;min-width:65px}.hero-features{gap:12px}.feature-item{font-size:.9rem}.calculator-header{padding:20px}.calculator-body{padding:20px 16px}.amount-display,.term-display{font-size:1.3rem}.result-amount{font-size:2rem}.about-header h2{font-size:1.8rem}.about-subtitle{font-size:1rem}.info-section h3{font-size:1.8rem}.info-item{padding:20px;flex-direction:column;text-align:center}.step-item{padding:20px;flex-direction:column;text-align:center}.step-number{margin:0 auto 16px}.cta-section{padding:40px 20px}.service-card{padding:30px 20px}.contact-info-full{padding:50px 25px;margin:0 20px}.contact-info-full h3{font-size:2.2rem}.contact-info-full p{font-size:1.1rem;margin-bottom:45px}.contact-methods-list{flex-direction:column;gap:30px;margin-top:45px}.contact-methods-list .contact-method{min-width:unset;max-width:unset;padding:40px 30px}.method-info h4{font-size:1.3rem}.method-info p{font-size:1.1rem}.contact-methods-list .method-icon{width:80px;height:80px}.contact-methods-list .method-icon i{font-size:2rem}.contact-link{padding:14px 28px;font-size:1rem}}