A credit limit for everyday needs.
A flexible credit limit up to €5,000. Pay only for what you use - once repaid, the limit is restored.
Piemērs: limits 500 € izmantots pilnībā un atmaksāts 24 mo. - 26,69 € mēnesī, kopā 640,44 €. Procenti tikai par izmantoto summu (0,07% dienā); atmaksāt var jebkurā brīdī. GPL līdz 28,39%.
100–5000 €
Limit
0,07%/day
Rate
up to 28.39%
GPL
within min.
Decision
Why E-Kredīts
A flexible and transparent limit
Consumer credit that adapts to your everyday needs - with no surprises or hidden fees.
Fast payout
Money is available in your account within minutes after the limit is approved.
Pay for what you use
Interest is charged only on the amount actually used, not on the entire limit.
Revolving limit
Once you repay the amount used, the limit renews and is available again.
100% online
Everything from application to receiving the money - fully digital, from anywhere.
How it works
A flexible limit when you need it
A revolving credit limit that adapts to your everyday needs.
01
Choose a limit
Apply for a limit up to €5,000. Funds available in your account within minutes.
02
Pay for what you use
Interest is charged only on the amount you actually use, not on the whole limit.
03
The limit is restored
Once you repay the amount used, the limit is restored and available again.
Questions and answers
Frequently asked questions
Answers to the most important questions about consumer credit.
The consumer credit limit ranges from €100 to €5,000. We determine your specific available limit by assessing your creditworthiness. You can use the limit in full or in part - interest is charged only on the amount actually used.
Interest is charged only on the amount actually used - 0.07% per day. If the limit is not used, there is nothing to pay. The APRC does not exceed 28.39%.
Once you repay the amount used, the limit automatically renews and is available for reuse. You do not need to apply again - the line is available whenever you need it.
No. The application is free and places you under no obligation. You pay only interest on the amount used under the agreement - with no issuance or servicing fees.
After the limit is approved, the money is available in your account within a few minutes. We review applications on business days from 9:00 to 18:00.
Yes, you can repay the amount used at any time without additional fees. Earlier repayment reduces interest costs and immediately restores the available limit.