About us
Your digital financial partner
SIA "E lats" is one of the leading digital financial services providers in Latvia - car leasing and consumer credit with fast online approval and transparent terms.
2015
Operating since
5 000+
Satisfied clients
€50M+
Financing issued
15 min
Average decision time
Our story
Finance that works for you
SIA "E lats" was founded to make financial services more accessible and convenient for the people of Latvia. We believed that getting a loan should not be a complicated and time-consuming process - so we built a fully digital platform.
Since our founding, we have grown into one of the leading digital lending providers in Latvia. Today our platform serves more than 5,000 active clients across the country.
We are a fully licensed and regulated service provider holding licence No. NK-2016-047 issued by the Consumer Rights Protection Centre (PTAC), operating in accordance with Latvian and EU consumer protection regulations.
Our values
How we work
Reliability
A licensed financial services provider holding PTAC licence No. NK-2016-047. Regulated in accordance with Latvian and EU financial legislation.
Speed
A loan decision in 15 minutes on business days. Money in your account the same business day.
Personal approach
Every client receives an individual offer tailored to their specific financial situation.
Transparency
No hidden fees. All terms are clear and understandable before you sign the contract.
Licences and regulation
PTAC-licensed service provider
SIA "E lats" (reg. No. 40003482835) is a lending service provider registered in the Republic of Latvia, holding the special permit (licence) No. NK-2016-047 issued by PTAC. Our operations comply with Latvian consumer rights protection regulations and EU directives.